About Us

About Us

Our Story

Providing Wisdom since 1984.

Since 1984 Carolina Benefit Administrators has focused on outfitting our company with the best insurance products and the best service for independent insurance agents.

It all began when Fred Joyner, owner and President left his position as National Sales Director for a national insurance company to return home to North Carolina to start a Third Party Administrative (TPA) company focusing on sales and administration of group health, dental and individual products.

In 2009, as the marketplace began to change and ACA came into being, it was determined that we could serve the independent agent better if we had a variety of group and individual products with a variety of carriers/TPAs available.

Since that time, we’ve continued to develop tools, resources, expertise and technology along with our carrier/TPA partners to support independent insurance agents with products and services they need to compete in today’s ever-changing marketplace.

Founder & President, CBA

Fred Joyner continues in leadership roles in the National Association of Insurance and Financial Advisors (NAIFA) and the National Association of Health Underwriters (NAHU) at a local, state, and national level and is committed to the value of the independent insurance agent in delivering products and services to the consumer.

Our involvement in the legislative process on a state and national level, shows our commitment to consumer advocacy— to ensure consumers are protected and have optimum choices within the free market system.

You can depend on Carolina Benefit Administrators as a strategic partner so that you get the benefit of our experience. It is our experience that helps assure that you get the best solutions for your clients. We bring the best in innovative and financially strong carriers/TPAs, cutting edge products, service, industry knowledge and expertise to your business.