I have been working with Fred Joyner and CBA for a few years. Not only is Fred honest and forthright, but the plans and ideas he has shared with me have saved my clients time, effort, and premium dollars. His knowledge of self-funding/level-funding is unparalleled because of his TPA background.
In addition, the extra effort he provides, when I need his help, is far more than the largest brokerage houses could or would provide. Imagine a TPA misplacing an application from a client but the GA has it on hand. Fred wants to get his hands dirty and for that I am grateful. I would recommend working with Fred and CBA to anyone in the industry.